Video Poker RTP, EV & Bankroll Calculator
Compare game type, denomination, paytable variant, theoretical RTP, expected loss, variance, and bankroll risk. Values are educational paytable benchmarks, not session predictions or financial advice.
Calculator Example
A premium draw often beats a low made hand.
9/6 Jacks or Better
The 99.54% RTP assumes perfect strategy and five-coin royal flush payout.
9/6 Jacks or Better Paytable
Full Pay 9/6 · 99.54% theoretical RTP
| Hand | Pays | Note |
|---|---|---|
| Royal Flush | 800:1 | Standard one-credit unit payout |
| Straight Flush | 50:1 | Standard one-credit unit payout |
| Four of a Kind | 25:1 | Standard one-credit unit payout |
| Full House | 9:1 | Standard one-credit unit payout |
| Flush | 6:1 | Standard one-credit unit payout |
| Straight | 4:1 | Standard one-credit unit payout |
| Three of a Kind | 3:1 | Standard one-credit unit payout |
| Two Pair | 2:1 | Standard one-credit unit payout |
| Jacks or Better | 1:1 | Standard one-credit unit payout |
9/6 Jacks or Better
Theoretical return with correct strategy
- Variance
- Low
- Difficulty
- Beginner
Lowest mainstream video poker volatility; still swingy because royal flushes are rare.
Expected Loss / EV
Output uses total coin-in at five credits per hand. For above-100% theoretical RTP tables, expected loss displays as $0 with theoretical EV shown separately.
Bankroll Risk Indicator
A larger number of hand units gives more room for ordinary swings, but it does not remove downside risk. High-variance variants such as Double Bonus and Double Double Bonus need more bankroll resilience than Jacks or Better.
Strategy Context
9/6 Jacks or Better: low pair plus three unrelated cards
BeginnerHold the low pair.
A pair gives several improvement paths: two pair, trips, full house, or quads. Random high-card chasing is weaker.
Jacks or Better: four cards to a flush, no high pair
BeginnerHold the four-card flush draw.
The draw has enough combinations to beat keeping one isolated low card. Paytable details still matter.
How to Interpret the Result
RTP is conditional
It assumes exact paytable, five-credit royal structure, and strategy that matches the variant.
EV is long-run
Expected loss or theoretical EV is an average over huge samples, not the next 100 hands.
Variance is real
High-return games can still require large bankrolls because rare hands carry much of the value.
RTP values use standard published paytable benchmarks, including Wizard of Odds summary tables for Jacks or Better, Bonus Poker, Double Bonus, Double Double Bonus, and Deuces Wild.
Learn why full-pay and short-pay machines differ.
The formula behind the calculator output.
Model bankroll swings separately from RTP.
Responsible Gaming
This content is for educational purposes only. Gambling involves real financial risk and can be addictive. The house always has a mathematical advantage—there is no guaranteed winning strategy.